Terms of Use

Acceptance of terms

By using SmartToolsHub you agree to these terms. If you do not agree, please stop using the site.

Informational purposes only

All calculators and tools on this site (including financial ones such as EMI, GST, simple and compound interest) are provided for general informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, legal, medical or professional advice, and should not be your sole basis for any decision. Always confirm important figures with a qualified professional or official source.

No warranty

The tools are provided "as is", without warranty of any kind. While we test every calculator thoroughly, we do not guarantee that results are error-free or uninterrupted.

Limitation of liability

To the maximum extent permitted by law, SmartToolsHub and its owner are not liable for any loss or damage arising from use of the site or reliance on its results.

Acceptable use

You may use the site freely for personal or commercial purposes. You may not attempt to disrupt the site, scrape it abusively, or misrepresent it as your own.

Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.